Your RRSP is at a bank.
It's underperforming.
And there's no Bitcoin in it.

I'm Gilles Wayne. I built a multi-million-dollar Canadian business, moved my corporate treasury into Bitcoin in 2020, and built a complete personal balance sheet around it — TFSA, RRSP, business credit, spot, margin. Here's the playbook I used.

Get the Free Bitcoin Guide Access My Playbook

Free guide. No spam. Educational only — but it's exactly what I did.

7+ years building Canadian e-commerce businesses (multi-million in cumulative sales). Personal corporate treasury converted to Bitcoin in 2020. Full 5-layer Bitcoin balance sheet — corporate → credit → TFSA → spot → margin. This site is the playbook I built for myself. I'm sharing it because no one else in Canada is.

Read my full story →
$1.8T
held in Canadian RRSPs, almost none in Bitcoin
2–2.5%
typical full-service broker MER on a managed account, taken every year
0%
capital gains tax on Bitcoin held inside your TFSA
FREE GUIDE

Why Bitcoin:
The Complete Canadian Thesis

The foundational argument for Bitcoin as a reserve asset — built from first principles, 10 chapters, 8,500 words, 18 verified primary-source quotes. Zero hedging.

  • Why fiat money fails and Bitcoin doesn't
  • The 21 million cap and what it means for purchasing power
  • Institutional adoption — MicroStrategy, BlackRock, sovereign funds
  • Canadian tax wrappers: TFSA, RRSP, FHSA, and corporate treasury
  • Volatility, drawdowns, and why the long game wins
  • A Canadian allocation framework by entity type

Get the free guide

Enter your email and start reading immediately.

Educational only. Not financial advice. Built by a Canadian business owner who did this with his own money.

Free Assessment Tool

What should your Bitcoin allocation be?

Answer 3 quick questions and get a personalized recommendation with platform guidance, tax considerations, and a DCA plan.

What type of entity are you?

This determines which platforms and tax strategies we recommend.

👤

Individual

Personal savings, TFSA, RRSP. Looking to add Bitcoin to your personal portfolio.

TFSA + Wealthsimple
👪

Family

Multi-account family strategy across TFSAs, RRSPs, and joint accounts.

Family multi-account
🏢

Small Business

Corporate cash sitting idle. Add Bitcoin to your corporate treasury.

Corporate treasury

Professional Corp

Doctors, lawyers, accountants with retained earnings in their professional corporation.

Corp + personal split
🏗

Condo / Strata Fund

Reserve funds and operating funds for condo corporations. Conservative, compliant approach required.

ETF-based reserve strategy

Tell us about your situation

Total cash, GICs, savings accounts, money market funds

$

How comfortable are you with short-term price swings?

3
Very Low
Low
Moderate
High
Very High

How long before you might need this capital?

1-2
years
3-5
years
5-10
years
10+
years

Your Bitcoin Allocation Recommendation

Recommended Allocation
Platform
Account Type
Monthly DCA
Quarterly DCA

Your Strategy

Want to implement this strategy?

We'll reach out within 24 hours to help you get started with a personalized onboarding call.

Bitcoin vs Real Estate  ·  Bitcoin vs Gold  ·  Bitcoin vs S&P 500

WHO WE SERVE

Every Canadian balance sheet deserves a Bitcoin strategy.

👤

Individuals & Families

Your TFSA at the bank is paying 1.8% MER and holds zero Bitcoin. Move to WealthSimple. Allocate 1–5% to spot Bitcoin ETFs inside your TFSA. Tax-free upside. Done in an hour.

Get the free Bitcoin guide →
🏢

Small Businesses

Your corporate cash is earning 0.5% in a chequing account. Allocate a portion to Bitcoin via a WealthSimple Business account and a defined treasury policy. Hedge inflation. Keep your runway.

Get the free Bitcoin guide →
⚖️

Professional Corporations

Doctors, dentists, lawyers, accountants — your retained earnings are sitting in low-yield instruments. Pro corp Bitcoin allocation, properly structured, inside WealthSimple. Tax-efficient by design.

See the Pro Corp Guide →
🏗

Condo & Strata Reserve Funds

Reserve funds in GICs are losing purchasing power every year. A board-approved 1–3% Bitcoin allocation framework — compliant, documented, defensible. Custom strategy.

Book a call →
HOW IT WORKS

Three steps. No complexity.

01

Read the Playbook

Free. 10,000 words. The exact 5-layer strategy I used to integrate Bitcoin into a Canadian balance sheet — corporate treasury, TFSA, RRSP, credit, and self-custody.

02

Open Your WealthSimple Account

The only Canadian platform with TFSA, RRSP, Cash, Crypto, and Margin under one login — and the only one with spot Bitcoin ETFs that fit inside your tax-sheltered accounts.

03

Allocate to Bitcoin

Use the framework in the playbook to size your position by entity and account type. Add 1–5% over a 12-week DCA window. Most readers do this entirely on their own.

Want a one-on-one walkthrough for a specific situation?   Book a strategy call ($300–$750) →

The Canadian Bitcoin balance sheet has been built — by me, on my own money, in my own businesses. The free guide is your starting point. The platform is WealthSimple. The tax wrapper is your TFSA. The question is whether you start this year, or wait until prices make this decision for you.

Important Disclaimer

This content is for educational and informational purposes only and does not constitute financial, investment, tax, or legal advice. Bitcoin and other assets carry significant risk, including potential loss of principal. Past performance does not guarantee future results. Always consult a qualified financial advisor, accountant, and/or legal counsel before making investment decisions. BalanceBitcoin is not a registered investment dealer, portfolio manager, or exempt market dealer.